Health Savings Accounts

Save for Future Health Care Needs — Tax Free!

A Health Savings Account (HSA) is for people enrolled in high-deductible health plans (a medical plan with a deductible of $1,500 or more). Contributions are made pre-tax and what your employees don't use in a given year will carry over from year to year. HSAs are highly portable — your employees can take their HSA with them if they change jobs. The maximum contribution in 2018 for an HSA is $3,450 for individuals and $6,900 for families. For 2019, these maximum contribution amounts will be $3,500 for individuals and $7,000 for families. Catch-up contributions for those age 55 or older are $1,000.

Your employees can have an HSA even if you choose not to offer one. The only caveat is that your employees must be enrolled in a high-deductible health plan. Your employees don't pay taxes on the money going into an their HSA, funds grow on tax-deferred, and they can use the money tax-free to pay for qualified medical expenses.

“HSA Introduction.,” HealthEquity®, accessed 08/02/2018, https://youtu.be/31L8ghz4RZQs

FirstCare HSA Plans — Powered by HealthEquity^®

We've partnered with HealthEquity^® to provide your employees the chance to save money on their taxable medical savings — it's almost like offering a small raise. It's tax savings that make sense.

Since 2002, HealthEquity has helped employees manage their health care costs by providing convenient and easy-to-use tools and expert support for those enrolled in an HSA.

An HSA is a great way for your employees enrolled in high-deductible health plans to make pre-tax contributions that can be used for qualified medical expenses such as: acupuncture, eyeglasses, hearing aids, chiropractic care, dental treatments, and more.

Employees that sign up for a HealthEquity HSA can learn more about getting the most out of their HSA with through insightful webinars:

Investing Your HSA Dollars
Health Savings Account Basics
Tips to Maximize Your Health Savings
An Overview of the HealthEquity Member Portal

Learn More Close

HSA Tools & Resources

HealthEquity^® hosts an online education site with a wide selection of videos, documents, and tools so that you can see if an HSA is a good fit for you and your employees. Log on today and take advantage of resources like their mobile app, HSA contribution calculator, HSA informational documents and more!

Log On

Want more details on our HSA plans?

Contact your regional sales representative or your insurance agent today to learn more about enrolling.

Employer Portal

Member Portal

FirstCare is here to help.

HMO: 1-800-884-4901
PPO: 1-800-240-3270
Administrative Services: 1-888-249-7366

Resources

Get a Quote or Enroll Today!-FirstCare HealthConnect Find a Provider Rate Review Justification (HMO) Rate Review Justification (PPO)

Access a Doctor, 24/7/365

FirstCare Virtual Care—powered by MDLIVE lets you connect with a doctor from wherever you are. For more details, click here.

Talk to a Nurse—Nurse24™

Need care advice? Should you see a doctor? Get the info you need today! FirstCare members can talk to a nurse 24/7 by calling 1-855-828-1013 to get answers 24 hours a day, 7 days a week! TTY users can call 7-1-1 or 1-800-955-8771. Voice communication is available at 1-800-955-8770.