Terms of Use
We are delighted to welcome you to FirstCare Health Plans (“FirstCare”, “we” or “us”). Our websites and services are provided to visitors and members (“you,” or “visitor”), conditioned upon their acceptance, without modification, of the terms, conditions, and notices contained or identified herein (“Terms”).
Your use of these websites and services constitutes your acceptance and agreement to all such Terms. If you do not agree to the Terms, you may not access or otherwise use the websites or services.
We retain the right, at our sole discretion, to deny access to the services and websites, to anyone, at any time and for any reason, including but not limited to, for violation of these Terms.
1. Special Notice Regarding Dispute Resolution
These Terms contain provisions that govern how legal claims you and FirstCare may have against each other are resolved (see Section 16 below), including an agreement and obligation to arbitrate disputes, which, subject to limited exceptions, will require you to submit claims you have against us to binding arbitration, unless you opt-out in accordance with Section 16(E).
Unless you opt-out of arbitration: (a) you will only be permitted to pursue legal claims against us on an individual basis, not as part of any class or representative action or proceeding; and (b) you will only be permitted to seek relief (including monetary, injunctive, and declaratory relief) on an individual basis.
2. Definitions
- “Content” means the webpages, data, messages, text, images, photographs, graphics, audio or video recordings, product descriptions, pricing, and other information or material available from or through the Platform.
- “Intellectual Property Right” means copyright, patent, trademark, trade secrets and all other intellectual property rights, including moral rights.
- “Member” means an individual who is allowed to access a Self-Service portal.
- “Partner” includes any sponsor, advertiser, supplier, service provider, licensor and/or other entity that contributes to, or provides services for, the development, financing, and operation of the Platform.
- “Platform” means all Content, Services, Site, Social Media, Self-Service Portal, and software or other technologies underlying the operation of the Site or the Services.
- “Self-Service Portal” means an area of the Platform that may be accessed only by Members. Access to a Self-Service Portal requires a valid and current username and a password.
- “Services” means the social media, blogs, messaging, and other functionalities or services available from or through the Platform, and in connection with which a visitor can upload, download, post, publish, transmit, access, make available, or share Content with FirstCare or with others.
- “Site” means the website located at www.firstcare.com, and, in the case of Members, the Self-Service Portal.
- “Social Media” means the FirstCare Health Plans’ presence on social media, including but not limited to Facebook, Twitter, or Linked.
- “Submission” means any information, comment, rating, data, message, text, image, photograph, or similar material submitted to, or uploaded to any part of the Platform by any visitor. Health insurance claims and other similar materials that are submitted as confidential or private materials in furtherance of the Services provided by FirstCare to a Member are not deemed “submissions” for the purpose of these Terms.
- “Visitor” means any Members, agents, employers, providers, and the public or other person who is able to accesses any part of the Platform other than the Self-Service Portals.
FirstCare may make improvements and/or changes on the Platform at any time. All definitions above are intended to apply to the then-current version of the Platform.
3. Modifications
FirstCare may change, suspend or discontinue any aspect of the Platform, terminate or suspend the availability of any feature, database or content at any time without notice. We may also impose limits on certain features and services or restrict access to parts or all of the Platform without notice or liability.
These Terms may be modified from time to time. FirstCare will post a notice of such changes on the Platform in accordance with applicable laws. The revised Terms will be effective as indicated in the notice.
CONTINUED USE OF THE PLATFORM AFTER MODIFIED TERMS HAVE BECOME EFFECTIVE WILL INDICATE YOUR AGREEMENT TO BE BOUND BY THE MODIFIED TERMS WITH RESPECT TO ALL DATA THEN IN OUR CUSTODY OR CONTROL.
Certain provisions of these Terms may be superseded by expressly designated terms located on particular pages of the Platform. In such circumstances, the expressly designated legal notice or term will be deemed to be incorporated into these Terms and to supersede those provision(s) of these Terms that are designated as being superseded for the particular type of activity or for all activities.
4. Minors May Not Use the Platform
As a condition of your use of the Platform, you warrant that you are not a “minor” as such term is defined in your state or country of residence, and that you possess the legal authority to enter into a binding legal contract.
5. Access to the Platform
A. Ownership; Reservation of Rights
Unless otherwise stated in these Terms, as between you and FirstCare, the Platform (including its structure and arrangement) is FirstCare's sole property. FirstCare and its Partners retain all right, title and interest in the Platform, including all Intellectual Property Rights therein.
Except as otherwise required or limited by applicable law, any reproduction, distribution, modification, public display, public performance, retransmission, or publication of any part of the Platform is strictly prohibited without FirstCare’s express written consent.
B. License and Use Limitations
FirstCare grants each visitor a limited, personal, non-exclusive, non-transferable, non-sublicensable license to access and use the Platform only to the extent that the visitor complies with all provisions of these Terms. FirstCare reserves all other rights or licenses not expressly granted.
The license granted to the visitors of the Platform who are not “Members” is limited to access to the general audience website and does not include the use of the Self-Service Portal.
The Platform is provided for each visitor’s personal and non-commercial use. You may use, access, download, store, display on your device (computer, smart phone, tablet), view, listen to, play, share and print any Content that is made available on or through the Platform, only for your personal, informational, noncommercial purposes and subject to the following:
You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained from this Platform, except as follows:
- You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained from this Platform, except as follows:
- You may download and make copies of the Content and other downloadable items displayed on the Platform for personal, non-commercial use only, provided that you maintain all copyrights, trademark and other notices contained in such Content. Copying or storing of any Content for other than personal, non-commercial use is expressly prohibited without the prior written permission from FirstCare, or the copyright holder identified in this individual Content copyright notice.
- You may not harvest, collect, use, or store information about other visitors;
- You may not reproduce, redistribute, modify or alter any aspect of the Platform;
- You may not create derivative works of, reverse engineer, or exploit any aspect of the Platform;
- You may not use the Platform for any purpose that is unlawful or prohibited by these Terms;
- In any permitted copy of the Content, you must conspicuously display all FirstCare’s (or FirstCare’s Partners) copyright or other Intellectual Property Right notices as they appear on the Platform;
- You may not remove, deface, or overprint any logo, any copyright or trademark notice, or other notice of ownership from any originals or copies of the Platform or any third party’s material that you access on or through the Platform.
6. Self-Service Portals
A. Terms Applicable to the Self-Service Portals
Access to, or use of, any Self-Service Portal may be subject to additional rules, guidelines, license agreements, user agreements or other terms and conditions (collectively “Special Terms”). You agree to these Special Terms when using the particular elements of the Platform to which these Special Terms pertain. These Special Terms (to the extent that they apply to a specific visitor) are incorporated to these Terms by this reference, when applied to that visitor. If there is a conflict or inconsistency between the Special Terms for a specific area of the Platform and the remainder of these Terms, the Special Terms will have precedence with respect to access and use of that area of the Platform.
B. User ID and Passwords
Access to the Self-Service Portal requires the use of a password and a user name. As a condition of your use of the Self-Service Portal, you agree that:
- You are responsible for maintaining the confidentiality of your user name and password;
- You will not share your user name and/or password, or provide access to the Platform to any other person;
- You are responsible for all activities that occur through the use of your user name and password; and
- You will notify FirstCare immediately of any use of your user name or password(s) or account information that you did not authorize or that is not authorized by these Terms.
We reserve the right to require that you change your password or restrict your access to the Platform as we deem reasonably necessary.
C. Self-Service Portal Functionality
Self-Service Portal Members have the ability to access a variety of services through their member account. FirstCare may change, suspend or discontinue any of the services at any time. FirstCare may also impose limits on the use of, or access to, certain features or portions of the Platform, in any case without notice or liability.
Some services offered on the Self-Service Portal may include cost estimators, provider reviews, quality data, health and wellness information, and/or medical terms/definitions. This information is provided for general comparison or information only. This information may change from time to time, including for reasons outside the control of FirstCare.
In some cases, FirstCare may not have received the latest update. Therefore, FirstCare cannot guarantee that the information displayed on the Self-Service Portal will always be complete, accurate or up-to-date, or that it reflects the actual cost, quality, procedure, or insurance coverage related to the particular medical service(s) or providers researched. Nor does FirstCare, by providing access to such services, guarantee that the medical conditions or services researched will be "Covered Services" as that term is defined under your specific benefits agreement with FirstCare.
Information and services accessed through your Member account is not a substitute for the medical advice of your physician and/or provider. The information on the Platform, including but not limited to any Content provided, including any comparison data, is for informational and educational purposes only, and is not intended as a substitute for medical professional help, advice, diagnosis or treatment.
Information on the Platform is not provided in the course of a professional relationship between a health care provider and a patient and is not intended to create any physician-patient relationship, nor should it be considered a replacement for consultation with a health care professional. You always should seek the advice of your physician or another competent medical professional to address any questions or concerns you may have regarding your medical care.
D. Errors, Pricing & Ratings
We do not guarantee the accuracy of any part of the Platform. We reserve the right to correct any error, including any pricing errors on the Platform. If you have made a purchase under an incorrect price, we will offer you the opportunity to keep your purchase at the correct price or we will cancel your purchase without penalty.
Product ratings displayed on the Platform are intended as only general guidelines; we do not guarantee the accuracy of the rating.
E. No Confidentiality
If you wish to transmit any information that you consider confidential to you or your household (for example, personal health information or financial information), you should use only those means that FirstCare makes available to you for such purpose. This includes only the (a) online forms posted on FirstCare website, (b) Self-service portal, and (c) FirstCare direct enrollment portal.
Except for the receipt of information transmitted through our online forms, service portal or direct enrollment portal, FirstCare does not want to receive confidential information from any user, Register User or any third party through or in connection with any part of the Platform.
Notwithstanding anything that you may note or state when sharing your Submissions, any Submission will be received and treated as non-confidential and unrestricted.
We do not make any representation that any means of communication with FirstCare other than those specifically identified by FirstCare (online questionnaires, service portal or direct enrollment) are confidential or secure. For example, any posting on social media is likely to be shared with other visitors of the social media.
FIRSTCARE WILL NOT TAKE, AND WILL NOT BE REQUIRED TO TAKE, ANY STEPS TO SAFEGUARD THE CONFIDENTIALITY OF ANY INFORMATION THAT YOU SHARE THROUGH MEANS OTHER THAN AS SPECIFIED IN FIRSTCARE'S
PRIVACY POLICY.
7. Warranties, Liability & Damages
A. Disclaimer of Warranty
FirstCare reserves the right to change the Platform at any time, in its discretion. The Platform is in constant evolution and is modified, adapted, reformatted or rewritten with very limited time for testing or quality assurance. There may be errors, omissions, deficiencies or inconsistencies. Your use of the Platform is at your own discretion and risk.
We disclaim any warranty that (a) the Platform is free of viruses or other harmful component: (b) the Platform will meet your requirements; (c) the Platform will be available without interruptions, will be timely, secure, or error-free; (d) defects will be corrected; (e) the results that may be obtained from the use of the Platform will be accurate or reliable; or (f) the quality of any Content or Service will meet your expectations.
THE PLATFORM AND THE SUBMISSIONS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS AND WITHOUT ANY WARRANTY OF ANY KIND, TO THE FULLEST EXTENT PERMISSIBLE BY LAW, AND ALL WARRANTIES, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES, CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, ARE EXPRESSLY DISCLAIMED.
FIRSTCARE MAKES NO REPRESENTATION ABOUT THE SUITABILITY OF THE CONTENT, INFORMATION, SOFTWARE, MATERIALS, PRODUCTS OR SERVICES CONTAINED OR DISCUSSED ON THIS PLATFORM FOR ANY PURPOSE.
FIRSTCARE DOES NOT REPRESENT OR ENDORSE THE ADVICE, OPINION, STATEMENT, OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE PLATFORM.. YOU ACKNOWLEDGE THAT ANY RELIANCE UPON SUCH CONTENT, OPINION, ADVICE, STATEMENT, OR INFORMATION SHALL BE AT YOUR SOLE RISK.
FIRSTCARE RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE PLATFORM.
B. User and Third Party Submissions
Submissions posted on the Platform have been developed by visitors. These visitors are independent entities, and are not our agents or representatives. The inclusion of any Submission on the Platform does not constitute any endorsement or recommendation of the visitor or his/her submission.
THE SUBMISSIONS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, AS A CONVENIENCE TO VISITORS, AND WITHOUT ANY WARRANTY OF ANY KIND.
FIRSTCARE DOES NOT AND CANNOT REVIEW ALL SUBMISSIONS OR THE RESPONSES TO THESE SUBMISSIONS, AND FIRSTCARE IS NOT RESPONSIBLE FOR ANY SUCH SUBMISSIONS OR RESPONSES.
FIRSTCARE RESERVES THE RIGHT AT ALL TIMES TO DISCLOSE ANY SUBMISSION, INFORMATION, OR MATERIALS, AS NECESSARY TO SATISFY ANY LAW, REGULATION OR GOVERNMENT REQUEST, OR TO EDIT, REFUSE TO POST OR TO REMOVE ANY SUBMISSION, INFORMATION OR MATERIALS, IN WHOLE OR IN PART, THAT IN ITS SOLE DISCRETION IT BELIEVES ARE OBJECTIONABLE OR IN VIOLATION OF THESE TERMS.
C. Disclaimer of Liability
FirstCare disclaims any liability for the acts, errors, omissions, representations, warranties, breaches or negligence caused by or related to any Submissions shared by visitors.
FirstCare disclaims any liability for the acts, errors, omissions, representations, warranties, breaches or negligence caused by or related to any Content or any other aspect of the Platform, or any Submission, and any liability for any damage to any device or network, or for loss of data that may result from access to, or use of any part of the Platform.
Information published on the Platform may refer to products, programs, or services that are not available in your region.
D. Limitation of Damages
IN NO EVENT SHALL FIRSTCARE, ITS PARTNERS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS (COLLECTIVELY, "FIRSTCARE PARTIES") BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE PLATFORM, OR WITH ANY SUBMISSION, DELAY, USE OR INABILITY TO USE THE PLATFORM, OR FOR ANY INFORMATION, MATERIALS, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THE PLATFORM, OR OTHERWISE ARISING OUT OF THE USE OF THIS PLATFORM FOR ANY PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF ANY INFORMATION THROUGH THE PLATFORM OR ANY LINKED PLATFORM. WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF FIRSTCARE HAS BEEN ADVISED OR THE POSSIBILITY OF DAMAGES.
IF, NOTWITHSTANDING THE LIMITATION ABOVE, FIRSTCARE IS FOUND LIABLE UNDER THESE TERMS, IN NO EVENT SHALL SUCH LIABILITY EXCEED $10 PER VISITOR, AND IN THE CASE OF MEMBERS, THE SUMS PAID BY THE MEMBER FOR THE FIRSTCARE SERVICE DURING THE SIX-MONTH PERIOD PRECEDING THE EVENT THAT CAUSED THE DAMAGES.
E. Exclusions and Limitations
Some jurisdictions do not allow the disclaimer or exclusion of certain warranties or the disclaimer, exclusion or limitation of certain liabilities, therefore, some of the above limitations may not apply to you. To the extent that they are held to be legally invalid, disclaimers, exclusions and limitations set forth in these Terms, including those set forth in sections “Disclaimer of Warranty” and “Limitation of Liability” do not apply and all other provisions shall remain in full force and effect.
To the extent, the FirstCare Parties may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the amount of the FirstCare Party's liability shall be limited to the minimum amount permitted under such applicable law.
8. Visitors' Obligations
A. No Unlawful or Prohibited Use
As a condition of your use of this Platform, you warrant and represent to FirstCare that you will not use this Platform for any purpose that is unlawful, violates any third party's rights, or is prohibited by these terms, conditions and notices.
B. Visitors' Security Obligations
We use reasonable technical, physical and other measures to protect the availability and integrity of the Platform.
We expect you to use the Platform responsibly. Among other things, you agree not to:
- Access or use the Platform in any manner that could damage, disable, overburden, or impair any of the computer systems, networks or databases that form or operate the Platform;
- Attempt to gain access to any Member accounts or any parts of the Platform, or its computer systems, networks or databases or than your Member account;
- Interfere or attempt to interfere with the proper working of any Member account or the Platform or its computer systems, networks or databases;
- Use any robot, spider, scraper or other automated means to access any Member account or the Platform or its computer systems, networks or database.
You agree to notify FirstCare immediately of any unauthorized use of your account or password, or any other breach of security.
C. Self-Service Portals, Accounts & Passwords
Certain features or services, such as the Self-Service Portal, may require you to open an account (including setting up a password to access your Member account).
You are entirely responsible for maintaining the confidentiality of the information necessary to access your Member account, including your password, and for any and all activities that occur under your Member account as a result of your failure to keep this information secure and confidential.
D. Submissions
Certain areas of the Platform may permit visitors to submit, send or upload Submissions. We have no obligation to accept, host, publish, display, or distribute any Submission on or through the Platform. We accept no responsibility or liability with respect to any Submission.
By sharing a Submission through the Platform, you agree that:
- You are solely responsible for your Submission;
- Your Submission is considered non-confidential;
- You are providing information voluntarily, with no expectation of compensation;
- FirstCare may use, modify, reproduce, and/or distribute any Submission in whole or in part for its own business purposes without payment to you, and in accordance with applicable law.
E. Submission License Grant
By sharing a Submission through the Platform, you grant FirstCare on your behalf and on behalf of any person who might have any Intellectual Property Rights in your Submission, an irrevocable, perpetual, worldwide, royalty-free, nonexclusive, transferable, fully sublicensable, license to do any of the following (“License”) for any purpose, including, without limitation for commercial purposes, and in any manner, that FirstCare deems appropriate, to:
- Use, reproduce, modify, adapt, translate, publish, publicly perform, publicly display, broadcast, transmit, share and distribute the Submission (or any modification thereto), in whole or in part, in any form, medium, or technology now known or later developed;
- Incorporate the Submission or any modification thereto, in whole or in part, into any material, technology, product, or service that FirstCare subsequently distributes, sells or licenses to third parties;
- Display advertisements in connection with the Submission or use the Submission for advertising and promotional purposes.
F. Warranties Regarding Submissions
By sharing your Submission through the Platform, you represent and warrant that:
- You own all right, title, and interest, including all Intellectual Property Rights, in and to the Submission or, alternatively, you have acquired all necessary rights in to enable you to grant to FirstCare the rights in your Submission as described in these Terms;
- You have the right and authority to grant the License;
- Your Submission does not violate any law, including, without limitation, those governing export control, consumer protection, unfair competition, anti-discrimination, false advertising, and does not infringe the Intellectual Property Rights or privacy rights or other legal rights of any third party;
- The exercise by FirstCare of the rights granted pursuant to the License will not infringe or otherwise violate any third-party rights;
- You have paid and will pay in full all license fees, clearance fees, and other financial obligations, of any kind, if any, arising from any use or commercial exploitation of your Submission;
- You are the individual pictured and/or heard in your Submission or, alternatively, you have obtained permission from each person (including consent from parents or guardians for any individual who is deemed a minor under applicable law) who appears and/or is heard in your Submission, to grant the rights to FirstCare as described in these Terms;
- You are not aware and have not been informed that any information contained in the Submission is false, inaccurate, or misleading;
- Your Submission does not violate our Acceptable Use Policy (set forth below in the “Acceptable Use” Section);
- Your Submission does not incorporate material from a third-party’s website, or addresses, email addresses, contact information, or phone numbers of any person (other than your own);
- Your Submission does not contain any viruses, worms, spyware, adware, or other potentially damaging programs or files;
- You were not and will not be compensated or granted any similar consideration by any third party for submitting the Submission; and
- Your Submission does not contain or constitute any unsolicited or unauthorized advertising, promotional material, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation.
9. Acceptable Use & Removal
A. Acceptable Use
Visitors are not permitted to upload, post, transmit, distribute or publish through the Platform any Submissions that
- Restrict or inhibit any other visitor from using and enjoying the Platform;
- Are unlawful, misleading, harassing, threatening, intimidating, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent;
- Promote bigotry, hatred or harm against any group or individual, or is racially, ethnically, religiously, or otherwise discriminatory, biased or offensive;
- Constitute or encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate law,
- Violate, plagiarize or infringe the rights of third parties including, without limitation, Intellectual Property Rights, rights of privacy or publicity;
- Contain personal information of a third party;
- Contain confidential or sensitive of information or trade secrets of another person or entity;
- Contain viruses, worms, corrupted files, or other harmful component designed to limit or harm the functionality of a computer;
- Contain any information, software or other material of a commercial nature;
- Constitute unsolicited commercial message, contain advertising of any kind, or offers to sell personal goods, products or services;
- For which you do not have the right and authority to share or to grant the necessary rights and licenses granted under these Terms;
- Contain a solicitation of funds, goods or services;
- Are false or misleading; or constitute or contain false or misleading indications of origin or statements of fact.
B. Monitoring
FirstCare reserves the right, but does not undertake the obligation to pre-screen any Submission or monitor any area of the Platform through which Submissions may be submitted and may, in its sole discretion, refuse any Submission for any reason.
C. Removal and Blocking
FirstCare may remove or block access to any Submission if it determines, in its sole discretion, that the Submission violates these Terms, and in addition to any other rights it has under these Terms, may report you the author of the Submission to the relevant authorities; and/or act to the fullest extent of applicable laws.
10. Electronic Communications & Links
A. Electronic Communications
When you visit the Platform, or send electronic communications to FirstCare, you are communicating with FirstCare electronically as defined by applicable laws. We may respond to you by e-mail or by posting notices on the Platform. If you have made a comment or asked a question, we will respond in the same way as you communicated with us. You agree that all such notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
B. Links to Third Party Websites
FirstCare has selected links to third party websites for your convenience. We do this because we think this information might be of interest or use to you or where, as a Member, we can provide you with value-added services. FirstCare disclaims all liability for use of the third party site. FirstCare does not monitor or review the content of these sites.
Each site has its own terms and conditions and is responsible for the quality of its content. If you choose to visit these sites, you should read the editorial review policies of these sites to understand how these sites handle their content review. For additional security and protection, you should log off and close all browser(s) associated with your Member account and affiliated third parties when you leave your computer. You are responsible for reviewing the privacy practices of any web site you visit.
C. Linking to the Platform
We allow visitors to create links to the Platform from other websites. Unless an express agreement states otherwise, you must comply with the following terms and all applicable laws if you provide anyone with a link to the Platform:
- You may link to, but may not copy, frame, or create a browser or border environment around the Platform or any part thereof;
- You may only use and reproduce the FirstCare trademarks if you follow our trademark usage policy provided in these Terms;
- You may not imply that FirstCare endorses or is affiliated with any third party website or any products, services, or content available through that website;
- You may not misrepresent your relationship with FirstCare;
- You may not present false or misleading information about FirstCare, its Platform or any Content, product or services available through the Platform;
- The website must meet the requirements of our Acceptable Use Policy; and
- The website must contain only material that is appropriate for all age groups.
11. Privacy and Monitoring
A. Privacy
These Terms incorporate by this reference the then-current version of FirstCare’s
Information Collection and Use policy which applies to the personal information collected from visitors of the Platform, and the
Notice of Privacy Practices, which applies to the personal information collected from Members when they use the Self-Service Portals. By using the Platform and/or Self-Service Portals, you consent to the use of your personal information by FirstCare and/or its Partners in accordance with the terms of and for the purposes set forth in the FirstCare
Information Collection and Use policy and the and the
Notice of Privacy Practices.
B. Monitoring
FirstCare may monitor your use of this Platform, and subject to FirstCare's
Information Collection and Use policy, FirstCare may freely use and disclose any information and materials received from you or collected through your use of this Platform for any lawful reason or purpose as set forth in the FirstCare’s
Information Collection and Use document.
12. Your Indemnification Responsibilities
You hereby agree to indemnify, defend and hold FirstCare, and all its officers, directors, owners, agents, employees, information providers, affiliates, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs incurred by the Indemnified Parties in connection with any claim (including, without limitation, attorney’s fees and costs) arising out of (i) the use of the Platform; (ii) any breach of these Terms,(iii) the violation or infringement of any third party’s Intellectual Property Rights, privacy rights, or any other legal rights, by you or by any person whom you allow (directly or indirectly) to access any Self-Service Area.
You shall cooperate as fully as reasonably required in the defense of any such claim. FirstCare reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any matter without the written consent of FirstCare.
13. FirstCare Social Media Terms of Use
The purpose of the FirstCare Social Media sites is to share up-to-date information with visitors. The FirstCare Health Plans Social Media services allows us to share health plan information and wellness tips, providing updated information that is important to all of our customers—members, groups, providers, brokers, and even the public. We are also providing an opportunity for you to share your questions, experiences and feedback regarding FirstCare. We appreciate visitor feedback.
A. Submissions
In addition to the rules regarding Submissions provided elsewhere in these Terms of Use, the following rules apply.
All Submissions made on or through FirstCare’s social media sites do not reflect the opinions, policies and/or ideas of FirstCare and/or its employees, officers, and directors. FirstCare accepts no responsibility for these Submissions, and does not endorse these Submissions.
Visitors of our Social Media sites should not post, upload or attach Submissions that contain personal health information, financial and/or other private information of any person or entity.
B. Removal
FirstCare may monitor Submissions posted on its social media sites, but does not have the obligation to do so. FirstCare reserves the right, in its sole discretion, to remove such Submissions, at any time, for any reason including if FirstCare deems such Submissions inappropriate.
C. Information for General Purposes
The information provided by FirstCare on its social media sites is not intended to be used for medical advice, diagnosis or treatment.
YOU SHOULD ALWAYS SEEK THE ADVICE OF A QUALITIED HEALTH CARE PROFESSIONAL FOR ANY QUESTION REGARDING PERSONAL HEALTH OR MEDICAL CONDITIONS.
Do not rely on anything you have read on FirstCare’s social media pages in deciding to seek or obtain medical advice, even if the person who posted the information claims to be a health care professional or otherwise. For issues related to health insurance claims, please contact FirstCare Customer Service, using the number on the back of your ID card. FirstCare social media is not intended as a customer response/service site.
14. Intellectual Property Rights
A. FirstCare Intellectual Property Rights
FirstCare Health Plans owns all right, title and interest, including the copyright to this Platform as a compilation of third parties’ content.
We grant each visitor a limited, conditional, no-cost, non-exclusive, non-transferable, non-sub-licensable license to view and use the Platform as permitted by these Terms for noncommercial purposes. All rights not expressly granted are reserved.
Each visitor may make a single copy of the Content for non-commercial, archival or backup purposes, but must include all copyright, trademark and other intellectual property notices on all such copies.
This license is expressly conditioned on the visitor’s compliance with, each of the provisions of these Terms. Your rights under these Terms will automatically terminate if you breach any of your material obligations under these Terms.
B. Trademarks
FirstCare Health Plans is a trade name of SHA, LLC. SHA, LLC. has rights in this and other registered and unregistered trademarks, logos, and service marks (“FirstCare Trademarks”). Other names appearing on the Platform may be trademarks of their respective owners.
You may use the FirstCare Trademarks in text to refer fairly and accurately to FirstCare, its products and services; however, the FirstCare logos may not be used without our prior written permission. Any use of the FirstCare Trademarks that is likely to confuse or mislead the public is unlawful and expressly prohibited. You may not use the FirstCare Trademarks in anyway without our prior written permission.
C. Third Parties' Claims of Copyright Infringement
We respect the intellectual property rights of others, and we ask our employees, agents, officers and other third parties using our Platform do the same.
If you believe that your copyrighted work has been copied and is accessible on or from our Platform in a way that constitutes copyright infringement, please send a Notice to our Copyright Agent, providing the following information:
- The electronic or physical signature of the owner of the copyright or the person authorized to act on the owner's behalf
- A description of the copyrighted work that you claim has been infringed and a description of the infringing activity
- A description of where the material that you claim is infringing is located, such as the URL where it is posted
- Your name, address, telephone number, and email address
- A statement by you that you have a good faith belief that the disputed use of the material is not authorized by the copyright owner, its agent, or the law
- A statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner's behalf
Our Copyright Agent for receiving notices of claims of copyright infringement can be reached at the following address. Please note that this contact information is to be used solely for reporting copyright infringement:
15. Termination of Use
At any time and in its sole discretion, FirstCare may, without prior notice, and for any reason discontinue providing or limit access to any or all areas of the Platform; or terminate, limit, block or suspend a visitor’s access to, or use of, the Platform.
FirstCare will not be liable to any visitor or any third-party for any termination or limitation of the visitor’s access to, or use of, the Platform, or for the removal of any of the visitor’s Submission(s).
The termination of a visitor’s access to the Platform will result in the termination of any right or license granted to the visitor with respect to the Platform, and the visitor must immediately destroy any downloaded or printed Content or third party’s Submissions, and any copies thereof.
These Terms will remain in full force and effect notwithstanding any termination of your use of the Platform.
16. Legal Disputes & Arbitration Agreement
PLEASE READ THE FOLLOWING CLAUSE CAREFULLY
IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS
INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT
A. Initial Dispute Resolution
We are available by email as indicated in the “Contact Information” section below, to address any concerns you may have regarding your use of the Platform. Most concerns may be quickly resolved in this manner. Each of you and FirstCare agrees to use best efforts to settle any dispute, claim, question, or disagreement directly through consultation and good faith negotiations which shall be a precondition to either party initiating a lawsuit or arbitration.
B. Agreement to Binding Arbitration
If we do not reach an agreed upon solution within a period of thirty (30) days from the time informal dispute resolution is pursued pursuant to section (A) above, then either party may initiate binding arbitration. All claims arising out of or relating to these Terms (including its formation, performance and breach), the parties’ relationship with each other and/or your use of the Service shall be finally settled by binding arbitration administered on a confidential basis by the American Arbitration Association in accordance with the provisions of the Consumer Arbitration Rules of the American Arbitration Association (the “AAA”), excluding any rules or procedures governing or permitting class actions. The arbitrator, and not any federal, state or local court or agency, shall have exclusive authority to resolve all disputes arising out of or relating to the interpretation, applicability, enforceability or formation of these Terms, including, but not limited to, any claim that all or any part of these Terms is void or voidable. The arbitrator shall be empowered to grant whatever relief would be available in a court under law or in equity. The arbitrator’s award shall be binding on the parties and may be entered as a judgment in any court of competent jurisdiction. The interpretation and enforcement of these Terms shall be subject to the Federal Arbitration Act.
The AAA rules governing the arbitration may be accessed at
www.adr.org or by calling the AAA at 1-800-778-7879. To the extent the filing fee for the arbitration exceeds the cost of filing a lawsuit, we will pay the additional cost. If we are required to pay the additional cost of the filing fees, you should submit a request for payment of fees to AAA along with your form for initiating the arbitration, and we will make arrangements to pay all necessary fees directly to AAA. The arbitration rules also permit you to recover attorney’s fees in certain circumstances.
The parties understand that, absent this mandatory provision, they would have the right to sue in court and have a jury trial. They further understand that, in some instances, the costs of arbitration could exceed the costs of litigation and the right to discovery may be more limited in arbitration than in court.
C. Class Action and Class Arbitration Waiver
Each of you and FirstCare further agrees that any arbitration shall be conducted in your respective individual capacities only and not as a class action or other representative action, and you and FirstCare each expressly waive your respective right to file a class action or seek relief on a class basis. If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that an arbitration can proceed on a class basis, then the arbitration provision set forth above in Section (B) shall be deemed null and void in its entirety and the parties shall be deemed to have not agreed to arbitrate disputes.
D. Exception—Small Claims Court Claims
Notwithstanding the parties’ agreement to resolve all disputes through arbitration, either party may seek relief in a small claims court for disputes or claims within the scope of that court’s jurisdiction.
E. 30-Day Right to Opt Out
You have the right to opt-out and not be bound by the arbitration and class action waiver provisions set forth in Sections (B), C), and (D) above by sending written notice of your decision to opt-out to the address provided in the “Contact Information” section, below.
The notice must be sent within thirty (30) days of your first use of the Service, otherwise you shall be bound to arbitrate disputes in accordance with the terms of those sections. If you opt-out of these arbitration provisions, we also will not be bound by them.
F. Exclusive Venue for Litigation
To the extent that the arbitration provisions set forth in Section (B) do not apply, the parties agree that any litigation between them shall be filed exclusively in state or federal courts located in Travis County, Texas. The parties expressly consent to exclusive jurisdiction in Travis County, Texas for any litigation other than small claims court actions.
17. Governing Law
This Agreement is governed by the laws of the State of Texas applicable to agreements entered into and wholly to be performed therein. You hereby consent to the exclusive jurisdiction and venue of the state and federal courts within Travis County, Texas for the resolution of all disputes arising out of use of this Platform. Use of this Platform is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including, without limitation, this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and FirstCare as a result of this Agreement or use of the Platform. You agree not to combine any claim you have arising out of the Internet Privacy Statement with the claims of others.
18. Legal Process
This Agreement is subject to existing laws and legal process. Nothing in this Agreement shall derogate FirstCare's right to comply with law enforcement requests or requirements relating to your use of this Platform or information provided to or gathered by FirstCare with respect to such use.
19. Miscellaneous
A. Waivers; Severability
The failure of FirstCare to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
If any provision of these Terms is found by a court of competent jurisdiction to be invalid, you agree that the court should endeavor to give effect to the intentions of FirstCare and you as reflected in the provision, and that the other provisions of these Terms will remain in full force and effect.
B. Headings
The section titles in these Terms are for convenience only and have no legal or contractual effect.
C. Assignment
These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by FirstCare without restriction.
D. Invalidity
If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect.
E. Entire Agreement
This Agreement contains the entire agreement between you, the visitor and FirstCare with respect to this Platform. It supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the use and FirstCare with respect to this Platform.
F. Waiver and Force Majeure
FirstCare’s failure to exercise or enforce any provision in these Terms will not constitute a waiver of such provision. FirstCare shall not be responsible for any failure to perform its obligation or any interruption or delay in the operation of the Platform due to circumstances beyond its reasonable control, including, without limitation, acts of civil, military, or government authorities, war, riot, terrorism, fire, flood, or accidents.
19. Contact Information
This Platform is provided by FirstCare Health Plans dba SHA, LLC. If you have any questions regarding these Terms, please contact FirstCare as indicated on our website at:
www.firstcare.com/contact-us.